Glenn Harlan Reynolds: What's Really 'Immoral' About Student Loans - WSJ.com:
"If we want to solve the very real problem of excessive student-loan debt, college costs need to be brought under control.
A 2010 study by the Goldwater Institute identified "administrative bloat" as a leading reason for higher costs. The study found that many American universities now have more salaried administrators than teaching faculty"
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