"The Seventh Circuit has affirmed decisions of a federal bankruptcy court and district court preventing a Marquette (MBA) and Florida Coastal (J.D.) graduate from discharging $260,000 in student loan debt in bankruptcy. Tetzlaff v. Educational Credit Management Corp., No. 14-3702 (7th Cir. July 22, 2015):

Tetzlaff is divorced, has no children, and is currently unemployed.
From the mid-1990s until 2005, Tetzlaff pursued a Masters in Business Administration from Marquette University, as well as a law degree from Florida Coastal School of Law (“Florida Coastal”).1
Most relevant to this appeal, Tetz-laff took out various federally guaranteed student loans to finance his graduate education.2
In 2004, Tetzlaff consolidated his student loan debt, and Educational Credit Manage-ment Corporation (“Educational Credit”) is now the guaran-tor for the outstanding loan amount.
Tetzlaff has been unsuccessful at passing a state bar exam to date (although he has made two attempts).
Prior to at-tending graduate school, Tetzlaff worked as a financial advisor, an employee-benefits consultant, an insurance salesman, and a stock broker.
Over the years, Tetzlaff has struggled with depression and alcohol abuse; he has also been involved in domestic disputes.
Tetzlaff has several misdemeanor convictions, including convictions for disorderly conduct and intimidating a victim.
He claims that all of these factors combined make it very difficult for him to secure employment"
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