If you are not one of the 65M on Medicare or the 92M on Medicaid consider the question: Why Are Americans Paying So Much More for Healthcare Than They Used To?

The answer is Government regulation and distortion of the market. - Will Larson 

• And as one of the people who actually pay for Healthcare insurance you might have noticed your premiums up again this year.

Also consider, you are only paying about 20% of the premium and your employer is paying 80%!
Now go back and read the top line again and ask why you are paying so much...
https://www.wsj.com/health/healthcare/american-healthcare-spending-charts-explained-adaa0e23