Insurance bills higher? Must read this!!-----HEADLINE: “The shadow nonprofit’s push for ESG”, By STONE WASHINGTON

“ ESG policies thus often amount to a system of burdens and restraints on free enterprise, in order to appease an array of left-leaning political interests.” - Stephen Heins

Since 1871, NAIC’s stated purpose has been to professionally support the roughly 11,000 state insurance regulators in maintaining stable insurance markets. Yet, in recent years, NAIC has moved beyond its mission to stealthily foist environmental, social, governance (ESG) requirements onto state insurance entities...

• NAIC does not pay taxes nor report an annual 990 form detailing the source of its funding and financial activities...
• NAIC can ignore FOIA requests for information about its operations, while imposing standards that skirt notice and comment requirements in rulemaking.
• NAIC’s regulatory impact is vast. 

Its recently adopted “residual interests” rule has the potential to “hit American insurers even harder than Solvency II,”... a devastating European Union policy that has “resulted in 

• higher insurance premiums for European consumers and businesses and a 
• shortage of long-term insurance policies.”...

This controversial framework has allowed NAIC to advance policies that transform the entire insurance industry without proper transparency or accountability...